Dental Insurance

The Dental Benefits Plan described is made available to eligible employees.

Hudson Valley Community College's Dental Benefits Program has been designed to encourage you to maintain good dental care while keeping dental care expenses at a minimum. By visiting your dentist for check-ups on a regular basis (at least once a year) and receiving prompt treatment of small disorders when they are first discovered, you will be avoiding more serious dental problems from developing at a later date. This makes good sense from both a health and financial standpoint.

The Dental Benefit Program allows you complete freedom of choice in the selection of any licensed dentist.

In addition, you are not required to submit to a preliminary examination in order to establish your eligibility or the Dental Benefits Program.

To determine if you are eligible or enroll in this plan, please contact the Office of Human Resources.

Rates and Benefits

Summary of Benefits: Blue Edge Dental Flex (PDF)

Eligibility

Benefits are available to all eligible employees on the effective date of the Dental Plan. The Office of Human Resources will determine your eligibility.

Termination of Benefits

Dental benefits will cease on the same day of the month you are removed from the payroll, or if you fail to make the required contributions, if any, toward the cost of your benefits. There are no benefits for dental services performed after termination of coverage.

Participating Dentists

The college's dental plan is administered by Highmark Blue Edge Dental. Blue Edge Dental Flex plan options provide you maximum flexibility. Benefits are paid at the same level for care received from any provider. The listed percentages represent the portion of the maximum allowable charge (MAC) for which the plan is responsible. Network providers agree to accept the MAC as payment in full and agree to file your claims. If you receive covered services from an out-of-network provider, the plan will apply the out-of-network percentages for covered services and you will be responsible for the difference, up to the provider’s charge. Standard deductibles, exclusions and limitations apply. Network dentists may elect to discount non-covered services and services above the annual maximum. Discounts vary by service and region and when agreed to by the provider; not permitted in all jurisdictions.

Please visit the Highmark Blue Shield NENY website and select Elite Prime under Employee Sponsored Plans to find a listing of participating dentists.